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3789 Results from /retail

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top Neobanking Features Banks Must Offer in 2025

Your customers don’t want to wait anymore. They want all payments to be instant and quick. They just want to tap, pay, and move on. So, if your banking experience feels slow, cluttered, or outdated, they’ll leave. By 2026, over 500 million users are expected to use neobanking platforms worldwide’ says Plaid. And that number is only rising. The me...

/retail

Paul Holt

Paul Holt EMEA Group Vice President at Digicert

DORA Is Here – Why Global Financial Institutions Must Act Now

The Digital Operational Resilience Act (DORA) is now very much in play across the EU, setting a new standard for cyber and operational resilience in financial services. While it is a European regulation, its implications are anything but local. Any organisation working with EU-based financial institutions is now part of the DORA conversation, no

/regulation /retail Banking Regulations

Darren Carvalho

Darren Carvalho Co-Founder and Co-CEO at MetaWealth

After Stablecoins, Tokenized Assets Will Be The Next Major Institutional Play in Blockchain

Recent institutional interest in stablecoins has been something of a watershed moment for the crypto industry. Not only has the mainstream adoption of stablecoins signalled a renewed interest in and a broader acceptance of blockchain, but it is the first sign of the convergence of decentralised finance (DeFi) and traditional finance (TradFi). Majo...

/regulation /retail Innovation in Financial Services

Barnabás Birmacher

Barnabás Birmacher CEO and Co-Founder at Bitrise

Cloud, Compliance and UX: Navigating Change in European Banking

The past decade has seen wholesale adoption of cloud infrastructure across the finance industry. This trend has been underpinned by US technology providers, from Microsoft Azure to Oracle and Google Cloud, decreasing their prices as economies of scale in US-based data centres accelerate. And while going cloud native brings benefits to product deve...

/retail /devops Fintech

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Top 5 Fintech Features Revolutionising Personal Finance

Managing personal finances can be a daunting task, but fintech innovations are simplifying the process with powerful tools. From automating savings to providing detailed spending insights, these features enable individuals and financial professionals to take control of their money. This article examines five key fintech functionalities that are re...

/retail Innovation in Financial Services

Shawn Conahan

Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.

Marketing: The Most Critical Component of Your Loyalty Rewards Program

The top reason why companies don't achieve significant user adoption of a loyalty rewards program is due to a simple lack of marketing. In general, large banks and corporations are really great at cross-selling "core" banking and finance products, but not so great at conveying the benefits of a rewards program. This is almost certainly ...

/retail Fintech

Mark Jackson

Mark Jackson Managing Director - Product & Capabilities at Valuedynamx - a Collinson Company

Rethinking banking loyalty: Why behavioural rewards are gaining ground

Whether it’s acquisition or retention, loyalty is becoming harder to pin down in banking. In the U.S., inertia still defines how most people interact with their banks. The average adult keeps the same checking account for nearly 17 years, with many citing the only reason they haven’t switched because “it’s the account they’ve always had.” This

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Modernization Imperative: Why Financial Services Cannot Afford Legacy System Inertia

The financial services sector has reached an inflection point where legacy system modernization has shifted from strategic advantage to business imperative. Institutions operating on decades-old infrastructure face mounting pressure from regulatory evolution, competitive disruption, and customer expectations that legacy architectures simply cannot...

/payments /retail Banking Strategy, Digital and Transformation

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Internal Innovation Illusion: Why In-House UX Could Cost You the Market

Beneath the surface of every large retail bank lies a truth rarely voiced in boardrooms but whispered in team huddles: genuine digital transformation cannot succeed on in-house talent and legacy alone. While product teams brim with bold ideas—AI-driven analytics, intuitive dashboards, brand’s digital leadership—their proposals repeatedly collide w...

/retail /devops Innovation in Financial Services

Glenn Fratangelo

Glenn Fratangelo Director of Product Marketing and Strategy at NICE Actimize

Elder Financial Exploitation: What Financial Institutions Must Do

Elder financial exploitation is more than just a fraud issue — it’s a pressing public health and consumer protection challenge. As the population ages and digital channels become more prevalent, older adults are increasingly targeted by scammers and abusers, often with greater frequency and success. From romance scams to trusted caregivers abusing...

/retail /crime

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