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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
As the owner, you will also give up ownership if you leave this group.
John Bertrand MD at Tec 8 Limited
US has opened the door for Stablecoin innovation for Governments, Corporations and consumers by enacting on the GENIUS Act. This is a regulatory framework for stablecoins, backed by low-risk assets such as cash ($) and US T-Bills. This can drive value for: Government Economic Growth Stablecoins move instantly and with sub-second finality settlement...
28 July 2025 /regulation /crypto
Mark Jackson Managing Director - Product & Capabilities at Valuedynamx - a Collinson Company
Whether it’s acquisition or retention, loyalty is becoming harder to pin down in banking. In the U.S., inertia still defines how most people interact with their banks. The average adult keeps the same checking account for nearly 17 years, with many citing the only reason they haven’t switched because “it’s the account they’ve always had.” This
22 July 2025 /payments /retail
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
The financial services sector has reached an inflection point where legacy system modernization has shifted from strategic advantage to business imperative. Institutions operating on decades-old infrastructure face mounting pressure from regulatory evolution, competitive disruption, and customer expectations that legacy architectures simply cannot...
21 July 2025 /payments /retail
Kuldeep Shrimali Consulting Partner at Tata Consultancy Services
Background There are over 17,200 private businesses in the United States with annual revenues exceeding $100 million, compared to fewer than 4,060 public companies of the same size. Investors are increasingly exploring opportunities to invest in this sector. While investing in private companies was previously limited mainly to large institutional ...
17 July 2025 /ai /wealth
Overview People like real time (RTP: instant) payments. Economies where instant payments are used grow a minimum of 1 to 3% per annum. Instant payments in 2024 totalled $26 billion and expected to grow 5x by 2029. Growth Initiative Economic growth is down to the velocity of money. If someone has just been paid then they can then pay someone else ...
16 July 2025 /payments /crypto
Banks, Payment Service Providers and regulators are indebted to the Gambling Industry for continuingly improving the resilience and security of Cloud Technology. For example, EU has DORA (Digital Operational Resilience Act) which requires a 4 hour for reporting a major incident but no later than 24 hours. If an online gaming service goes down 10 m...
15 June 2025 /security /regulation
Historical Core banking systems can trace their origins 50 years ago to independent, branch-specific solutions running on IBM computers using legacy languages like RPG, COBOL, and Assembler. The branch bank industry consolidated around two major players - Temenos' Globus and Finastra's Midas - each serving over 300 banks, often with many installat...
06 June 2025 /payments /cloud
Roy Zur CEO at Charm Security
As scams become more advanced and personalized, the tactics used to manipulate individuals are increasingly rooted in behavioral psychology. What once required blunt deception now relies on nuance: fraudsters exploit victims' fears, biases, and emotional vulnerabilities with surgical precision. With fraudsters now equipped with generative AI tool...
27 May 2025 /security /crime
Ray Connolly Vice President of Sales at SQL Power Group
In today's rapidly evolving financial landscape, central banks and financial regulators face mounting challenges. The need for real-time data analysis, proactive risk management, and seamless regulatory compliance has never been greater. A comprehensive, out-of-the-box supervisory technology (SupTech) platform offers a transformative opportunity f...
15 May 2025 /regulation
Igor Kostyuchenok SVP of Engineering at Mbanq
Dear European Incumbents, this an open letter to you from a founder of a FinTech startup. You've been watching the Neobanks like Revolut and N26 acquiring customers in your jurisdiction at a relatively high rate but you weren't worried since most of your customers stayed with you. You have the reputation, you're too big to fail and even you will ...
14 May 2025 /retail /predictions
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