Join the Community

23,587
Expert opinions
41,339
Total members
358
New members (last 30 days)
191
New opinions (last 30 days)
29,160
Total comments

Latest expert opinions

clear
clear

3789 Results from /retail

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Top 5 Mobile Banking Trends for 2025

Mobile banking is reshaping the financial services industry, driven by technological advancements and evolving user expectations. In 2025, banking apps will deliver smarter, more secure, and integrated experiences. What’s driving this transformation? Based on industry research and expert insights, here are five pivotal trends redefining mobile ban...

/payments /retail Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Mobey Forum 25 years

What was the original vision for Mobey Forum, and how has it evolved over time? Driving paradigm shifts: E-banking – the fundamental paradigm shift – started for our part in 1982 New ways of interconnecting customers – not only with payments, trade finance, treasury and capital markets services – but also with e-identification, e-signatures,

/ai /retail Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The huge-savings curse. Part II (e-invoicing)

Like in e- and mobile banking the e-invoicing as an interconnecting-customers service was not started off as a good-for-society at large program – but for customer convenience. I still remember how customers complained that we had outsourced the keying in on ever-growing lengths of reference numbers and other payment data from branch and back-offi...

/payments /retail Innovation in Financial Services

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

The Convergence of Fintech and Banking: The Gap Between UX and Functionality Is Closing

In the past decade, the financial landscape witnessed a dramatic transformation driven by two distinct forces: fintech startups and traditional banks. Initially, fintechs emerged as UX-rich but often monofunctional challengers, while banks remained service-rich but struggled with digital customer experience. Today, however, these lines are blurrin...

/retail /markets Innovation in Financial Services

Frank Moreno

Frank Moreno CMO at Entersekt

6 Ways banks and credit unions can use fraud prevention for better CX

Banks and credit unions are under constant pressure to retain customers, especially younger generations who are happy to switch primary bank accounts. Rather than adding yet another product aimed at younger cohorts, smart financial institutions (FIs) are capitalizing on their scam and fraud prevention systems, using them to build strong competitiv...

/security /retail Marketing in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The huge-savings curse. Part I.

There is hardly a day passing by without new reports about hundreds of billions or multitrillion cost savings on their way with the Trust Infrastructure. Of course, these are in the right ballparks – and the western world for sure need them also against increasingly politically engineered cybercrime. Luckily the identity building verifiable creden...

/retail /identity Innovation in Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How Mobile Banking Is Revolutionizing Customer Service

With technology, customers have evolved so much that they don’t like to wait. They expect fast, flexible, and reliable services, especially when it comes to money. Traditional banking just can’t keep up with their pace anymore. That’s where mobile banking steps in. Today, the way of offering banking has changed. It’s about creating meaningful cust...

/retail

Alisa Zejnilovic

Alisa Zejnilovic B2B Marketing at Klika

Are Banks Losing the Wallet War?

The fight for customer retention isn’t happening at the branch, it’s happening on the phone’s screen. And more often than not, it’s not your app being tapped. Across Europe, 46% of Gen Z now use third-party finance apps daily: wallets, savings tools, crypto accounts, reward platforms; often in place of their bank’s native app. This isn’t a niche b...

/ai /retail Digital Banking

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: How JPMorgan Is Reengineering Banking at Scale

In a global financial landscape defined by volatility and uncertainty, JPMorgan Chase is aggressively evolving to stay on top. Speaking at the bank’s 2025 Investor Day, CEO Jamie Dimon cautioned that “geopolitical risk is very, very, very high” – higher than many market participants may assume – and warned that a worst-case stagflation scenario

/payments /retail

Leon Fischer-Brocks

Leon Fischer-Brocks Co-Founder | CEO at Bloxley

The Journey of the Long Distance Founder

My name is Leon Fischer-Brocks. I’m co-founder and CEO of Bloxley, a digital finance app gearing towards launch. At 24, I’m at the start of my journey, young enough to challenge conventions, but with experience enough to know that execution is everything. Like many in this space, I am at the crossroads of vision and reality, staring down the exhi

/retail /startups Fintech innovation and startups

Now Hiring