3789 Results from /retail
Frank Moreno CMO at Entersekt
Banks have invested heavily in fraud prevention over the past five years. However there are still some glaring gaps (as well as some hidden risks) that have yet to be addressed. And, if these are not remedied in 2025, threat actors will exploit them – at massive cost to the financial institutions (FIs) and their customers. GenAI gets smarter and ...
07 May 2025 /security /retail Artificial Intelligence and Financial Services
Nick Green Director at Purple Patch Broking Ltd
Credit bureau benchmarking has long been associated with one thing: reducing spend. And yes, it can deliver significant savings. But focusing on cost alone risks missing the broader strategic value it can bring. For credit, fraud and procurement teams, benchmarking creates visibility and leverage that extends well beyond cost. It opens the door to ...
06 May 2025 /retail /inclusion Banking
Fernando Henrique Silva SVP Digital Solutions EMEA at CI&T
Written in collaboration with Gabriel Vieira (CI&T’s VP of Engineering) and Henrique Souza (CI&T’s VP of Data) There is a central tension at the heart of modern finance: The more digitised and friction-free payments become, the greater the risk of fraud and compromised customer data rises. While the need for stringent security is obvious, ...
06 May 2025 /ai /retail Artificial Intelligence and Financial Services
Alex Kreger Founder and CEO at UXDA Financial UX Design
For years, traditional banks built their reputations on physical branches and face-to-face customer relationships. But today, they face an existential challenge: nimble Fintech startups are emerging on a global scale, offering convenience, efficiency and mobile reach that simply can’t be matched by local branches alone. Like the shift from local n...
06 May 2025 /retail /predictions Innovation in Financial Services
Anastasiia Kazakova Fintech Project Manager at Uptech
Gamification is the use of game mechanics in non-gaming contexts. In fintech, it’s a tool that makes using an app more engaging, intuitive, and even fun. Instead of dry numbers, users get achievement badges, progress bars for saving goals, savings challenges, cashback rewards for activity, and personalized prizes. These aren’t just nice “perks” ...
05 May 2025 /people /retail
Aymeric Monod-Gayraud Co-Founder at LoanTube (#Sifted100)
There’s a persistent myth in UK financial services that credit brokers are simply comparison engines, digital middlemen shuffling applications from one side of the internet to another with little added value. This outdated perception ignores how technology has fundamentally transformed the role of digital credit marketplaces, delivering additional...
02 May 2025 /retail /inclusion Innovation in Financial Services
Igor Kostyuchenok SVP of Engineering at Mbanq
The world of banking is at the verge of big changes that most incumbents are desperately trying to ignore. They see the change coming, they realize that their inactivity will cost them their existense but they are choosing to play dead. It's easier to cut the jobs and walk out with the bonuses then to start acting to still be relevant in 5-10 year...
01 May 2025 /retail /predictions Banking Strategy, Digital and Transformation
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
AI-assisted coding tools have added incredible momentum to software development. As the Managing Director of a software development company, many of my teams use AI coding tools daily. They help my teams build faster, remove tedious manual work, and prototype new ideas quickly. In the fintech industry, where innovation cycles are tightening, AI’s ...
28 April 2025 /ai /retail Banking Strategy, Digital and Transformation
In the high-stakes world of digital products, many banks and financial organizations face a fundamental yet often overlooked challenge: a dysfunctional team dynamic that hinders both innovation and progress. The most common solutions—team-building exercises, new management frameworks or injecting more resources—may seem logical. However, these app...
28 April 2025 /people /retail Innovation in Financial Services
Barley Laing UK Managing Director at Melissa
2025 is proving to be a challenging time for financial institutions looking to drive revenue. Organisations from the Bank of England to the IMF have been predicting a year of slow economic growth in the UK for the remainder of 2025, and now there’s uncertainty on tariffs which could have a significant negative impact on economies globally. In this...
25 April 2025 /regulation /retail Data Management and Governance
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