[New Impact Study] How can Businesses Bridge the Gaps in their Cashflow?Finextra Promoted[New Impact Study] How can Businesses Bridge the Gaps in their Cashflow?

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Expert opinions

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

How to invest like you’re uber rich (even if you’re not!)

Let’s be honest - ‘Invest like the uber rich’ sounds like classic headliner clickbait. But here’s the thing… in a tokenised world, that headline is actually starting to hold up because the old barriers to high-value, long-horizon investing are crumbling fast and blockchain is the earthquake shaking the establishment's foundations. There’s always

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Amr Adawi

Amr Adawi Co-Founder and Co-CEO at MetaWealth

How Fintech is Debunking Wealth-Building Myths

For decades, conventional financial wisdom has shaped our thinking about wealth building and retirement planning, handed down through societal norms and parental guidance. However, in today's rapidly changing financial landscape, many of these long-held beliefs are becoming increasingly outdated with new markets and tools available to the public a...

/wealth /inclusion Fintech

Ankita Bhattacharya

Ankita Bhattacharya Product Manager - Commercial Finance at LoanTube

Why business loan brokers are saying yes to less!

When an SME applies for a £10,000 working capital loan, it often finds itself at the bottom of a broker’s priority list. For years, traditional commercial finance brokers have largely avoided small ticket business loans. The reason is simple: the return on a £10,000 loan rarely justifies the time and manual effort required to package and place it....

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David Fagleman

David Fagleman Director at Enryo

Have UK payments reached 'peak digital'?

The narrative around digital payments in the UK has long been one of relentless growth and inevitable dominance. From contactless cards to mobile wallets, the assumption has been that cash would gradually fade into obsolescence as digital alternatives became more convenient and ubiquitous. However, the FCA's Financial Lives 2024 survey suggests we...

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Priyanka Rao

Priyanka Rao Content Strategist

Proactive Preparedness: What Financial Institutions Can Learn from Emergency Response Models

In the ever-evolving world of finance and technology, being prepared for the unexpected isn’t just wise—it’s essential. Just as individuals seek out CPR certification classes near me to be ready in emergencies, financial institutions must also adopt proactive strategies to navigate crises, maintain stability, and serve their customers without disr...

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Trending

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

How to invest like you’re uber rich (even if you’re not!)

Amr Adawi

Amr Adawi Co-Founder and Co-CEO at MetaWealth

How Fintech is Debunking Wealth-Building Myths

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Research

Impact Study

Cross-border payments: How is the market addressing G20 targets?

This impact study explores how far along the G20’s cross-border roadmap firms have travelled; why cutting-edge technology platforms are imperative in today’s instant payments world; as well as how financial leaders can go beyond the G20’s objectives, in order to ensure prosperity for the coming decade.  The cross-border payments market is one of the fastest growing money movement markets in the world. It reached $150 trillion in 2017, and by 2027 is expected to reach $250 trillion – a rise of over $100 trillion in just ten years. There are several factors that have led to the increase in global remittances, be they wholesale or retail in origin, including expanding supply chains; globalised investment flows; international trade and e-commerce; as well as the increased global movement of people, resulting in more money being sent across borders.  While cross-border payments are booming, many financial institutions are still struggling to keep their technology platforms up to speed, and the drive toward real-time is having deep ramifications for organisations’ operations. To address these challenges, a gathering of some of the world’s largest economies, known as the Group of Twenty (G20), set out a roadmap in 2021 to improve cross-border payments.  Also providing impetus for widespread modernisation are mandated initiatives like new, and continually evolving, ISO 20022 message and data standards and the European Union (EU)’s Digital Operational Resilience Act (DORA) – forcing players in the highly-competitive payments space to invest in smarter services, customer centricity, and on top of that, become the engines of growth.  This Finextra impact study, produced in association with Temenos, explores:   A status update on the G20 cross-border targets;  The need for modernisation - an overview of other factors affecting cross-border payments;  A roadmap for change beyond G20;  Real-life case studies. 

490 downloads

Future of Report

The Future of Embedded Finance in Africa 2025

Embedded finance is changing the payment landscape in Africa. The question now is: what will it take for embedded finance to truly scale across Africa? The global embedded finance market is set to grow beyond $228 billion by 2028 according to Juniper Research. As this market matures and consumer confidence in the technology grows, this will likely prove to be a significant chunk of global financial services. In Africa, this emerging trend has the potential to unlock new economic opportunities. As a less mature market, it is not as hindered by legacy payments systems, making it ripe for payment innovation from embedded finance. It has the potential to reshape the continent’s current payments landscape, broaden innovation opportunities, and drive financial inclusion. As a market Africa is very adaptable to different technologies, and embracing of newer, more agile services. A lot of the population to the majority of their banking through their mobile phones, making embedded finance fit seamlessly into financial worlds of the populace. Yet there are many factors which will alter and develop the ability for embedded finance to take hold. This Finextra report, sponsored by Kora, received contributions from Binance, Indelible Inc., Mojaloop Foundation, and Nikulipe. It explores:  Making embedded cross-border payments work in Africa; Unlocking the opportunities of embedded e-commerce in the African market; Embedded finance: Encouraging African financial inclusion; Why personalisation in embedded finance is the next step for African fintech; Regulating Africa to encourage embedded finance innovation.

314 downloads

Future of Report

The Future of the Global Financial Ecosystem 2024

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowing down. This year’s Sibos aims to connect those in the financial services community who have experienced fragmentation, in the hope that tackling this will help with some of the biggest issues facing banking. The role that financial institutions play in the global environment will continue to be placed under the microscope as situations continue to develop. In light of this, there has never been a better time for those in finance to come together and have frank and open conversations about their future. This applies to not only environmental and social goals for banks, but also the adoption of and adaptation to new technologies. No longer can these issues be placed on the side and given lip service, they need to become an integrated part of each financial institution’s core policies and practices. However, ever increasing this challenge are the continuously changing global circumstances. Due to these circumstances, communication and collaboration are essential drivers for 2024. This Finextra report, produced in association with Swift, includes commentary from BBVA, BNP Paribas, BNY Mellon, Deutsche Bank, ING, JP Morgan, Lloyds, McKinsey, NatWest, SEB, Standard Chartered, UniCredit, and Wells Fargo.

1060 downloads

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FinextraTV

Why It Is Critically Important to Sustain Correspondent Banking

Inside the FinextraTV studio at EBAday 2025 in Paris, Jean-François Mazure, Global Head of Cash Clearing Services, Societe Generale emphasised the critical importance of keeping correspondent banking alive amongst the modern innovation of alternative solutions. Explaining its benefits, Mazure describes how it can help to create a frictionless future and contribute towards financial inclusion and provides an alternative opinion on what impact instant payments will have on correspondent banking.

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Long reads

Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Is financial literacy still important? New survey says now more than ever

Money – acquiring it and managing it safely and effectively - is causing more household stress now than ever, and not just among parents, but kids too. It’s not a huge surprise to hear this message arising from a recent survey of more than 1,000 full-time working parents of children 8-18. The study was conducted by Greenlight – an Atlanta-based co...

Hamish Monk

Hamish Monk Senior Reporter at Finextra

To ESG or not to ESG? Britain’s ‘Big Four’ banks buck the trend of DEI retreat

A counterbalance to claims of trans-Atlantic ESG de-prioritisation, Finextra’s investigation into the UK’s top financial institutions prove that some industries are keeping ESG front of mind. On Sunday 6 June 2025, The Observer published an article in its business and economics section which revealed how leading British firms had “re-written” thei...

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

How fintech firms can champion real LGBTQ+ inclusion

This Finextra long read series will focus on moving beyond performative allyship to explore structural inclusion during and after Pride Month - a celebration of the LGBTQ+ community and commemoration of the contributions of lesbian, gay, bisexual, transgender and queer culture. By adopting inclusive policies, promoting visible role models, and...