Mark Jackson Managing Director - Product & Capabilities at Valuedynamx - a Collinson Company
Whether it’s acquisition or retention, loyalty is becoming harder to pin down in banking. In the U.S., inertia still defines how most people interact with their banks. The average adult keeps the same checking account for nearly 17 years, with many citing the only reason they haven’t switched because “it’s the account they’ve always had.” This
22 July 2025 /payments /retail Banking Strategy, Digital and Transformation
Konstantin Rabin Head of Marketing at Kontomatik
The global fintech transformation has served as the biggest catalyst for seamless money transfers, payments, and other types of transactions. Wise and Revolut have emerged as two of the most active drivers of the global fintech market. However, low-cost money transfers are not the end of the story, as these businesses expand and transform from st...
22 July 2025
Chandresh Pande Consultant at TCS
Abstract Imagine a super-smart FX trader on your desk—one who continuously scans global markets, detects macroeconomic shifts, adapts execution strategies in real time, learns from fluctuations, manages risk independently, and spots arbitrage before others even notice. Now picture a back-office specialist who predicts settlement failures, flags re...
22 July 2025 /ai /markets
Ankita Bhattacharya Product Manager - Commercial Finance at LoanTube
When an SME applies for a £10,000 working capital loan, it often finds itself at the bottom of a broker’s priority list. For years, traditional commercial finance brokers have largely avoided small ticket business loans. The reason is simple: the return on a £10,000 loan rarely justifies the time and manual effort required to package and place it....
22 July 2025 /startups /inclusion Innovation in Financial Services
Milko Filipov Senior Manager at valantic
As stablecoins and cryptocurrencies become increasingly integrated into corporate payment ecosystems, treasurers in large organizations face critical decisions around settlement options. How payments are settled—that is, the currency in which funds are ultimately received—has profound implications for liquidity management, risk exposure, and treas...
22 July 2025 /payments /crypto
Ben Goldin Founder and CEO at Plumery
Accessibility Beyond the App Digital banking is one of the most powerful tools for financial inclusion, but it has to be done right. In underserved communities, where physical branches are often few and far between, mobile banking creates access where none existed before. People can open accounts, make payments, apply for loans, and build savings ...
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
The financial services sector has reached an inflection point where legacy system modernization has shifted from strategic advantage to business imperative. Institutions operating on decades-old infrastructure face mounting pressure from regulatory evolution, competitive disruption, and customer expectations that legacy architectures simply cannot...
21 July 2025 /payments /retail Banking Strategy, Digital and Transformation
Eli Talmor CEO at ID-Bound
A technological solution offering 100% theft protection for ETH-pegged tokens held in a self-custodial account, including transfers, but excluding DeFi interactions, such as TRIO, would have a mixed but potentially significant impact on its attractiveness and customer willingness to pay. Here's an analysis: 1. Value Proposition & Attractivenes...
21 July 2025 /security /crypto Blockchain in Banking and Financial Services
David Fagleman Director at Enryo
The narrative around digital payments in the UK has long been one of relentless growth and inevitable dominance. From contactless cards to mobile wallets, the assumption has been that cash would gradually fade into obsolescence as digital alternatives became more convenient and ubiquitous. However, the FCA's Financial Lives 2024 survey suggests we...
21 July 2025 /payments /inclusion
Alex Kreger Founder and CEO at UXDA Financial UX Design
Beneath the surface of every large retail bank lies a truth rarely voiced in boardrooms but whispered in team huddles: genuine digital transformation cannot succeed on in-house talent and legacy alone. While product teams brim with bold ideas—AI-driven analytics, intuitive dashboards, brand’s digital leadership—their proposals repeatedly collide w...
21 July 2025 /retail /devops Innovation in Financial Services
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