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Prashant Bansal

Sr. Principal Consultant
Oracle
Member since
26 Sep 2024
Location
Edison
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2
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8
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Followed by John Sims, Martha Boyle and 5 others you follow
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Prashant's opinions

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Prashant Bansal

Navigating the AI Paradox in Banking: Strategies for Value Realization and Futureproofing

The global banking sector has made substantial investments in Artificial Intelligence (AI), driven by the promise of enhanced operational efficiencies, sophisticated fraud detection capabilities, and hyper-personalized customer experiences. Despite high adoption rates, a paradoxical challenge persists: a significant portion of these AI initiatives...

28 July 2025 /ai Artificial Intelligence and Financial Services

Prashant Bansal

Resilience at Scale: Understanding and Implementing the Circuit Breaker Pattern in Microservices

Resilience at Scale: Understanding and Implementing the Circuit Breaker Pattern in Microservices In the evolving landscape of financial services, where milliseconds matter and system reliability is non-negotiable, modern software architecture must accommodate resilience by design. Distributed systems—particularly those employing microservices—are i...

23 April 2025 /security /inclusion Banking Strategy, Digital and Transformation

Prashant Bansal

Zero Trust Security: Is it Optional?

Zero Trust Architecture (ZTA) is a cybersecurity model that authenticates and authorizes every interaction between a user or device and a network. It's based on the idea that "trust is good, but control is better", and assumes that all networks and traffic could be potential threats. ZTA goes beyond the traditional "trust but verify...

23 October 2024 /security Information Security

Prashant Bansal

BAAS: Banking as a service brings Industry disruption

Banking as a Service (BaaS) has emerged as a transformative force in the financial sector, challenging traditional banking models and offering innovative solutions. BaaS enables non-financial institutions to integrate banking services into their own products and platforms, leveraging the technology and infrastructure of licensed banks. This disrup...

09 October 2024 /inclusion Fintech

Prashant Bansal

Bank's Digital Transformation Journey and Strategy

Banking's digital transformation journey involves leveraging technology to enhance customer experiences, improve operational efficiency, and create new business models. This transformation is driven by the need to meet changing customer expectations, compete with fintechs, and respond to regulatory demands. The digital transformation of banks is a...

08 October 2024 /inclusion Banking Strategy, Digital and Transformation

Prashant Bansal

Single sign ON with SAML and its Implementation

In today’s digital age, users often find themselves juggling multiple online accounts for various services. This can be cumbersome and time-consuming, especially when remembering unique passwords for each account. Single Sign-On (SSO) technology offers a solution by allowing users to access multiple applications with a single set of credentials. S...

01 October 2024 /security /identity Digital Identity Management

Prashant Bansal

Adaptive Security

Abstract Adaptive security architecture has emerged as a critical cybersecurity approach in today’s dynamic threat landscape. This framework, built upon four foundational pillars, emphasizes proactive measures to anticipate, prevent, detect, and respond to security threats. By shifting away from reactive strategies, organizations can mitigate risk...

01 October 2024 /security Information Security

Prashant Bansal

Artificial intelligence caters to banks and customer needs

The traditional language of finance can feel like a foreign tongue to everyday banking customers. Tasks like checking balances, initiating transfers, or making credit card payments are simple actions, yet the jargon and procedures used by financial institutions often create a barrier to efficient communication. This becomes even more problematic i...

27 September 2024 /ai /inclusion Artificial Intelligence and Financial Services

Prashant writes about

  • artificial intelligence
  • security
  • financial inclusion
  • identity
  • financial crime

Prashant's opinion archive

  • 2025 (2)
  • 2024 (4)

Latest groups joined by Prashant

  • Information Security

  • Artificial Intelligence and Financial Services

  • Banking Strategy, Digital and Transformation

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