Latest opinions that Nikunj Gundaniya has shared on Finextra

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Nikunj Gundaniya

Product manager

Digipay.guru

Member since

27 Dec 2019

Location

Ahmedabad

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Nikunj's opinions

What are prepaid card management systems, their types, and how it works?

Prepaid card management systems have become essential for businesses, financial institutions, and payment processors to offer secure, flexible, and innovative payment. Prepaid card management systems provide a range of capabilities for businesses to issue, manage, and monitor prepaid cards, making it easy for end users to access and use funds. For...

20 January 2025 /inclusion Financial Inclusion

Top 7 benefits of branchless banking for banks

Branchless banking is reshaping how banks connect with customers. These solutions give you an opportunity to provide banking services without branches and thus decrease your expenses as you target more customers. The outcome of such a transformational approach is the ability of your financial institution to remain relevant within this competitive ...

13 January 2025 /inclusion Financial Inclusion

Top 5 advantages of using facial recognition in eKYC?

In the emerging world of digital transformation, the concept of customer identification and authentication is completely revolutionized. Standard compliance procedures involving KYC services are now being adapted to more efficient eKYC solutions that focus on speed, protection, and user-friendliness. Perhaps the most prominent is the facial recogn...

10 January 2025 /inclusion Fintech

Benefits of Closed-Loop Payment Systems for Businesses and Consumers

In a business environment, convenience often dictates consumer choices. That’s why payment methods play a pivotal role in shaping shopping experiences. Because it’s also a part of the shopping experience; the final part. So that means providing convenient payment methods equates to a better shopping experience for your customers. And when it come...

26 December 2024 /payments

How to choose the right digital wallet solution for your business needs

In the digital-first landscape of today, providing customers with a seamless way to transact is a must-have to achieve success in every business. The flexibility of choosing a digital wallet solution that suits your business objectives and customers' preferences empowers you. With hundreds of alternatives available, this flexibility allows you to...

04 December 2024 /payments Fintech World

Key challenges and solutions in expanding branchless banking

Branchless banking is changing the financial scene, so growing its influence offers special possibilities as well as special difficulties.Branchless banking solution provides basic financial services to underdeveloped and rural communities, but expansion in these locations calls for overcoming obstacles including infrastructural deficits, regulato...

04 December 2024 /inclusion Banking

Benefits of an agency banking solution in Africa

Over the last couple of decades, financial inclusion has emerged as one of the central priorities of African countries. In many parts of the world, mass population segments live in remote locations or service-challenged areas, making traditional bank business models largely ineffective at reaching everyone. Fortunately, agent banking has emerged a...

04 December 2024 /inclusion Financial Inclusion

Top neobanking features that small businesses should look for

As small businesses navigate the world of finance, they increasingly turn to neo banking solutions to simplify transactions, manage funds, and support digital growth. Neobanks, or digital-only banks, operate without physical branches, which allows them to offer a more flexible and streamlined experience tailored to modern business needs. But with...

04 December 2024 /payments

Understanding merchant payment processing: a comprehensive guide

Integrating payment solutions has become essential for every business (big or small) in today’s dynamic digital-based economy. In fact, merchant payment processing is a piece of this puzzle that gives merchants the ability to accept, process, and manage payments from their customers. If you’re a business owner, understanding the basics of mercha...

04 December 2024 /payments The Payments Business

How NFC Technology Enhances Payment Security and Efficiency

Near Field Communication (NFC) technology is transforming business transaction handling and offering a safe and quick payment solution. As a business owner, you understand the need to provide your customers with easy payment choices. The global NFC market size is projected to reach USD 34.9 billion by 2025, at a CAGR of 14.2% during the forecast p...

14 October 2024 /payments /inclusion Banking