Join the Community

23,587
Expert opinions
41,339
Total members
358
New members (last 30 days)
191
New opinions (last 30 days)
29,160
Total comments

Banking Regulations

Discussion around current trends in regulations for banks globally

Maysam Rizvi

Maysam Rizvi CEO at Elifinty

How Fintech is Helping Consumers with Rising Rates and Financial Challenges

In recent years, there has been a continual rise in base rates, which began in December 2021 and is expected to continue into 2024. At first glance, these increases appear as calculated policy decisions designed to slow down demand for goods by increasing the cost of borrowing whilst incentivising people to save. However, in the real world, these...

/payments /inclusion

Luigi Wewege

Luigi Wewege President at Caye International Bank

The Evolution of Regtech: Insights From Youverify

The dawn of the digital era brought with it many exciting advancements in technology, but it also ushered in an era of increasing complexity in the world of compliance. In a time of unparalleled regulatory change, businesses need to be more adaptable, vigilant, and proactive than ever. Fortunately, with the emergence of Regtech and the innovations...

/security /regulation

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Practical Insights from the Basel Commission’s proposed changes to its Core Principles

The Basel Committee on Banking Supervision (BCBS) issued a public consultation on revisions to the Core principles for effective banking supervision ("Core Principles") on 6 July 2023, reflecting supervisory developments and structural changes affecting the banking system since the previous update in 2012 in six areas: financial risks; o...

/regulation /retail

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Merging Banks Through a Transformation of Sales and Service Operations

Bringing together two financial organisations to offer better value to customers, greater organisational efficiencies and to be a platform for ongoing innovation is quite simply the toughest challenge any financial institution has to face. Notwithstanding the regulatory scrutiny, there are so many moving pieces to work with and you need to minimis...

/payments /regulation

Daniel Schlaepfer

Daniel Schlaepfer CEO at Select Vantage Inc

Complex Rules Beget Costly Unintended Consequences

A new report from Acuiti Management Intelligence has found that almost half of EU and UK-based proprietary trading firms are considering moving to a different jurisdiction to avoid increasingly burdensome regulation. The report also found that a quarter of the firms surveyed are looking at potentially giving up their Mifid II licenses and exiting ...

/regulation /markets

Johnny Steele

Johnny Steele Head of Banking, UK & Ireland at SAS

Model risk management: not just for risk models

The PRA’s new supervisory statement extends banks’ model risk management obligations “across all models” - not just capital and stress testing. What steps must banks take to comply? Despite last year’s government pronouncements about rolling back restrictions and cutting through red tape, 2023 is already looking like a big year for regulatory chang...

/regulation

Retired Member

Retired Member 

UK regulators take aim at archaic data management practices

The increasing availability of data in the finance industry provides firms with the opportunity to gain deeper insights into market trends, customer behaviour, and exposure to risk. With the help of advanced analytics and machine learning, finance firms can use this data to improve their decision-making processes, increase efficiency, and ultimate...

/security /crime

Robert Houghton

Robert Houghton Founder at Insightful Technology

Everyone’s unfairly guilty, until proven innocent in the eyes of financial regulators

The recent raids by French prosecutors that targeted the Paris offices of five major banks including HSBC and BNP Paribas on suspicion of fiscal fraud is a serious matter, and it’s one that should not be taken lightly. If the authorities have evidence that a bank or its employees have committed a crime, then they should absolutely investigate and h...

/regulation /crime

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

What EU 6th AML/CFT Rules Mean for Banking Technology

While Ukrainian war sanctions have dominated the debate about how banks should tighten KYC-systems, there is a parallel major overhaul of the European Anti-Money Laundering and Combating of Financing Terrorist (AML/CFT) rules underway in 2023. This further adds to the strain on the compliance systems of financial institutions operating across Euro...

/payments /regulation

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

UK Consumer Duty Regulation – Impact on buy side firms

The Consumer Duty regulation sets higher and more defined standards of consumer protection across UK financial services sectors and requires FCA (Financial Conduct Authority) regulated firms to put their retail market customers’ needs first. This affects financial service providers such as banks, building societies, insurance, life & pension f...

/regulation /wealth

Now Hiring