Jamel Derdour

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CMO

Transact365 - www.transact365.io

Member since

18 Jun 2021

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London

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CMO

Transact365 / Nucleus365

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Financial Inclusion Through Innovation: Scaling Digital Payments in India

India’s shift toward becoming a global leader in digital payments continues at a rapid pace. UPI, mobile wallets, and fintech platforms have scaled impressively: UPI recorded 18.67 billion transactions worth ₹25.14 trillion in May 2025, averaging 602 million transactions daily. (The Times of India) For FY24–25, UPI handled approximately 186 billio...

31 July 2025 Payments strategies 2015-2020-2030

Open Banking in Europe: Accelerating Growth and Innovation

Since the implementation of PSD2 in 2018, open banking has gained significant traction across Europe. By 2020, approximately 12.2 million Europeans were utilising Open Banking services, accounting for nearly half of the global user base at that time. In 2023, the European open banking market generated approximately USD 9.28 billion in revenue. Proj...

28 April 2025 Open Banking

From Cash to Clicks: The Digital Transformation of Payments in South Africa

South Africa is experiencing a significant transformation in the way payments are made, driven by technological advancements, consumer preferences, and financial inclusion initiatives. The adoption of digital payments in South Africa has been fuelled by several factors, including the rise of e-commerce, smartphone penetration, and the growing deman...

14 April 2025 Financial Inclusion

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