OwlTing introduces stablecoin checkout

With newly approved Money Transmitter Licenses (MTLs) in Pennsylvania, Wisconsin, and Colorado, OwlTing is now available for fund operations in 36 U.S. states , reinforcing its commitment to compliant, fast, and scalable cross-border payments.

Designed for global enterprises in mobility, hospitality, e-commerce, and gaming sectors, OwlPay® Stablecoin Checkout™ enables seamless USD-USDC conversions, allowing businesses to accept stablecoin payments and settle in USD through their own platforms or leveraging the built-in feature on the user interface of OwlPay® Payment, the flagship B2B payment tool for businesses of all sizes.

“To bridge the gap between fiat and digital currencies, OwlPay® Stablecoin Checkout™ is a game-changer as to how businesses open up the revenues from stablecoins,” said Darren Wang, Founder and CEO at OwlTing Group. “Imagine a world where a traveler pays for a stay in USDC, a driver gets paid in USD, or a merchant settles global sales without worrying about currency fluctuations, all securely handled in the background. That’s the future we’re building, empowering businesses to thrive in a borderless economy with confidence and ease.”

OwlPay® Stablecoin Checkout™ allows large enterprises to integrate OwlPay® Harbor™, the AI-powered payment API infrastructure, for a customized payment experience within their own user interfaces, enabling end customers to pay in USDC while businesses receive USD in their digital wallets or bank accounts. For small and medium enterprises (SMEs) without technical expertise, OwlPay® Payment offers a ready-to-use interface with the embedded stablecoin checkout function, delivering a streamlined payment journey. This flexibility unlocks the $260 billion stablecoin market for businesses seeking efficient, low-cost payment solutions.

How OwlPay® Stablecoin Checkout™ works for global commerce with or without a payment API, for example:

● Mobility Platforms
A ride-hailing app integrates OwlPay® Stablecoin Checkout™ to allow passengers (payers) to pay for rides in USDC via the app’s interface. OwlPay® converts these USDC payments to USD, depositing the funds into the app’s or driver’s (receiver’s) designated digital wallets or bank accounts. This ensures fast, compliant payouts across over 100 countries , reducing foreign exchange costs and settlement delays.
● Hospitality Platforms
An online travel agency integrates OwlPay® Stablecoin Checkout™ via APIs into its booking platform, enabling travelers (payers) to pay for hotels, flights, or tours in USDC. OwlPay® converts these USDC payments to fiat, disbursing funds to hoteliers, tour operators, or airlines (receivers) in their local currencies (e.g., CAD, EUR, GBP, JPY).
● E-Commerce Platforms
An online retailer uses the OwlPay® Payment’s interface with the OwlPay® Stablecoin Checkout™ feature to allow customers (payers) to pay for products in USDC. OwlPay® instantly converts USDC payments to USD, depositing funds to the retailer’s (receiver’s) digital wallets or bank accounts. This simplifies cross-border sales and unlocks the retailer’s business without the need to manage complex blockchain integrations.
● Gaming Platforms
A gaming marketplace adapts to the OwlPay® Payment’s interface with the OwlPay® Stablecoin Checkout™ feature, providing a way for gamers (payers) to purchase games, in-game items, or subscriptions in USDC. OwlPay® converts these USDC payments to USD, transferring funds into the platform’s or gaming developer’s (receiver’s) digital wallets or bank accounts. Faster settlements allow developers to reinvest in new games and enhance community engagement, fostering loyalty and positive player experiences.

The rise of stablecoin payments, with $5.7 trillion in total transaction volume across 1.3 billion payment transactions in 2024 , underscores the demand for efficient digital payment solutions. To address this trend and ensure trust and reliability for global operations, OwlTing continues to grow its regulatory footprint, with MTLs or equivalents now secured in 35 U.S. states. The Company is actively pursuing licenses in additional U.S. states and global markets like Japan and the EU. With adherence to strict KYC/AML standards and plans for adapting to the NIST Cybersecurity Framework (CSF) later this year, OwlTing remains a trusted partner for businesses navigating the future of stablecoin in global payments.