Cryptocurrency - Long Reads, News, Articles & Research: Finextra

How long before the GENIUS Act helps your business run faster and cheaper?

Scott Hamilton Contributing Editor at Finextra Research

How long before the GENIUS Act helps your business run faster and cheaper?

If you conduct business internationally to or from the US, you might be able to save a lot of money, especially on cross-border payments - and also get those payments done much more quickly - in the near future thanks to stablecoin adoption. Even better, with blockchain encryption and security in place for everyone, it could be safer and easier to...

01 August 2025 /crypto

Traditional banking vs. crypto banks: The road ahead

Franz Bergmueller CEO at AMINA Bank

Traditional banking vs. crypto banks: The road ahead

The rise of cryptocurrency since 2008 shook the world of traditional banking. What began as skepticism and denial has evolved into cautious acceptance, as institutions and retailers have seen the potential of crypto – not only as an asset class, but as infrastructure. Traditional banks are increasingly playing catch-up in a system that is being re...

09 July 2025 /crypto

What is the real bitcoin inflation rate?

Martin Walker Research Fellow at Warwick Business School

What is the real bitcoin inflation rate?

"When I use a word," Humpty Dumpty said, in rather a scornful tone, "it means just what I choose it to mean- neither more nor less." - Through the Looking Glass, Chapter 6, by Lewis Carroll One of the explanations for the value of bitcoin is based on its claimed anti-inflationary properties. The ultimate supply of bitcoin, unlik...

03 July 2025 /crypto

The UK’s next Big Bang: Digital assets, blockchain, and Web3

Simon Jennings Executive Director at UK Cryptoasset Business Council

The UK’s next Big Bang: Digital assets, blockchain, and Web3

With HM Treasury and the Financial Conduct Authority (FCA) actively consulting on the future regulatory framework, real progress feels within reach. But as ever, the devil is in the details. Warm words and platitudes alone won’t deliver what is required, and regulation is only part of the puzzle. That’s why today, the UK Cryptoasset Business Counc...

19 June 2025 /crypto

What UK Chancellor Rachel Reeves’s US cryptoasset collaboration means

Sehrish Alikhan Reporter at Finextra

What UK Chancellor Rachel Reeves’s US cryptoasset collaboration means

At the Innovate Finance Global Summit (IFGS) 2025, UK Chancellor of the Exchequer Rachel Reeves took the stage to speak on the Government’s commitment to supporting and advancing the fintech sector. Reeves discussed UK-US collaboration on fostering an environment primed for digital asset development, new additions to the Pensions Schemes Bill, and ...

30 April 2025 /crypto

The challenges of longer and faster equity markets

Martin Walker Research Fellow at Warwick Business School

The challenges of longer and faster equity markets

This piece was co-authored by Atharva Nirdesh Varshney, MSc Business Analytics graduate at Warwick Business School. There are two, much-publicised trends at play in equity markets. One is the shrinking of the settlement cycle, the period between executing a trade and exchanging securities for money. The other is extension of the trading day. Longe...

23 April 2025 /crypto

Tornado Cash: The end of sanctions, a decentralised future, and financial privacy

Madhvi Sonia Head of Content at Finextra

Tornado Cash: The end of sanctions, a decentralised future, and financial privacy

In a monumental shift in regulatory policy, the US government has reversed its decision to sanction Tornado Cash, the decentralised cryptocurrency mixer that has been a subject of intense debate since 2022. As reported by CoinDesk, Tornado Cash has been “accused of helping North Korea’s Lazarus Group launder stolen funds from its various hacks a...

24 March 2025 /crypto

Are CBDC projects moving forward without public buy-In?

Bazil Sansom Research Fellow at Warwick Business School

Are CBDC projects moving forward without public buy-In?

Central banks worldwide are accelerating retail CBDC (central bank digital currency) initiatives, with a notable drive on the digital Euro, and the digital pound. Yet skepticism and resistance are on the rise. Commercial banks fear deposit outflows and costs and see CBDC as an unwelcome intervention in their business model. Meanwhile, public mistru...

21 March 2025 /crypto

Banking the future: Stablecoins pave the way in 2025

Miles Paschini CEO at FV Bank

Banking the future: Stablecoins pave the way in 2025

While the financial world continues to march ahead with digital transformation, one innovation has risen above the rest: a bridge that connects the world of traditional finance with the burgeoning digital asset industry — stablecoins. In 2025, stablecoins are going to grow increasingly relevant in changing the face of banking, with their vast pote...

10 February 2025 /crypto

Token achievement: How and why decentralised exchanges are starting to take off

Olga Klein Assistant Professor of Finance at Gillmore Centre of Financial Technology at Warwick

Token achievement: How and why decentralised exchanges are starting to take off

The still-nascent market for tokenisation and decentralised exchanges received a boost in November, when the UK Government announced plans to issue digital versions of its bonds. Chancellor of the Exchequer Rachel Reeves said in her Mansion House speech on that the Government was planning to issue a ‘digital gilt instrument’ (DIGIT). Economic Secre...

07 February 2025 /crypto

Hamish Monk Senior Reporter at Finextra

$Trump: The new presidential meme coin

Donald Trump’s inauguration on 20th January was followed by a salad of executive orders, including the ejection of the USA from the Paris climate accord, the termination of birthright citizenship, the renaming of the Gulf of Mexico to the Gulf of America, withdrawal from the World Health Organisation (WHO), the enforcement of a two-sex gender poli...

22 January 2025 /crypto

Digital asset regulation: Integrating the DTI standard

Rowan Varrall Associate Director at DTI Foundation

Digital asset regulation: Integrating the DTI standard

In the rapidly evolving world of crypto and digital assets, regulators are being forced to adapt to new challenges posed by digitalisation. The main challenge is establishing an integrated regulatory framework which supports market transparency and competition, allowing global standards to incentivise further innovation and growth in the industry....

19 December 2024 /crypto

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