Dominique Dierks - Community Author: Finextra Research

The top payments stories you missed in July 2025

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in July 2025

Catch up on Finextra’s most-read Payments stories from last month. Australian banks launch nationwide Confirmation of Payee scheme Confirmation of Payee (CoP) has officially arrived in Australia, with Australian banks having started the roll-out of the nationwide scheme early in July. Even though Australia is one of the only countries where scam lo...

01 August 2025 /payments

The AI energy crisis: Why chatbots are using up our drinking water

Dominique Dierks Senior Content Manager at Finextra

The AI energy crisis: Why chatbots are using up our drinking water

Just this week, the Trump administration has introduced its new ‘AI Action Plan’ with the direct aim to speed up the adoption of AI and the build of more data centres, all the while cutting regulation to enable this. As the world continues its AI race, how much is too much? Concerns have long been raised about the amount of energy AI uses. The In...

25 July 2025 /ai

What are deepfakes? Understanding modern scams

Dominique Dierks Senior Content Manager at Finextra

What are deepfakes? Understanding modern scams

While AI and generative AI technology have made leaps in streamlining financial services over the last decade, fraudsters have made similar strides to use this technology for their advantage. Most nefariously, deepfakes becomes increasingly hard to differentiate from reality. So what is deepfake technology? And how is it affecting financial servic...

13 June 2025 /crime

Ensuring operational resilience in 2025 – why the status quo no longer works

Dominique Dierks Senior Content Manager at Finextra

Ensuring operational resilience in 2025 – why the status quo no longer works

Operational resilience is on all UK payments leaders’ minds. In 2024, 95% of business leaders stated that they’re aware of operational weaknesses which leave them vulnerable, yet 48% said their organisations aren’t doing enough to improve resilience. The European Union (EU)’s Digital Operational Resilience Act (DORA) – having come into effect on 17...

11 June 2025 /security

The evolution of the digital sandbox—fintech integration in 2025

Dominique Dierks Senior Content Manager at Finextra

The evolution of the digital sandbox—fintech integration in 2025

In 2025, modernisation continues to be one of the top agenda items for financial institutions. Innovative new use cases for technologies like AI and a wave of regulatory updates necessitate significant system and process modernisation, and with modernisation comes the need for testing. Many traditional banks want to include fintech solutions in th...

14 May 2025 /devops

To Tariff or Not To Tariff: Feeling the shockwaves of a looming trade war

Dominique Dierks Senior Content Manager at Finextra

To Tariff or Not To Tariff: Feeling the shockwaves of a looming trade war

The first three months of President Trump’s second term in the White House have been turbulent to say the least. Most concerning for economists, financial markets, and international trade industries have been the whirlwind of tariffs. The ‘will he, won’t he’ back and forth on announced – and then paused – tariffs have left the global community ree...

11 April 2025 /markets

The top payments stories you missed in March 2025

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in March 2025

March has been a busy month in the world of payments. From regulatory upheaval to rising fraud numbers, here is an overview of our most viewed Payments stories from this month. UK Government confirms plans to scrap Payment Systems Regulator You probably did not miss this story. In March, the UK Government has officially confirmed its plans to aboli...

28 March 2025 /payments

Fintech sentiment: What the PSR abolishment means for the UK

Dominique Dierks Senior Content Manager at Finextra

Fintech sentiment: What the PSR abolishment means for the UK

This week, the UK Government has confirmed its plans to scrap the Payment Systems Regulator (PSR) in a bid to slash red tape and boost economic growth. The PSR’s operations will be merged with the Financial Conduct Authority (FCA) once the government has passed primary legislation to enact the change. Opinions on the axing of the PSR are divided....

17 March 2025 /regulation

What’s happening at the SEC? Examining signs of Trump’s regulatory roll-back for crypto

Dominique Dierks Senior Content Manager at Finextra

What’s happening at the SEC? Examining signs of Trump’s regulatory roll-back for crypto

Over the last weeks, a series of events and announcements have shaken up the crypto market in the US. From SEC (US Securities and Exchange Commission) case dismissals to the creation of a US Crypto Reserve, the Trump administration has quickly signalled a 180 turn on the handling of cryptocurrencies. Even before his inauguration, President Trump w...

04 March 2025 /regulation

The top payments stories you missed in February 2025

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in February 2025

Catch up on our most viewed payments stories from February 2025. UK Government mulls abolishment of Payment Systems Regulator Our most read news story from February was the announcement that the UK government is considering scrapping the Payment Systems Regulator (PSR) and folding it into the Financial Conduct Authority (FCA). As it currently stan...

28 February 2025 /payments

What to expect from the AI Action Summit in Paris

Dominique Dierks Senior Content Manager at Finextra

What to expect from the AI Action Summit in Paris

On 10 and 11 February 2025, France will host global heads of state and government, CEOs, academics, and many more in Paris at the Artificial Intelligence (AI) Summit. For two days, these AI leaders will discuss five main themes, including: Public interest in AI, The future of work, Innovation and culture, Trust in AI, and Global AI governance. Wh...

07 February 2025 /ai

Starting the ISO 20022 countdown: The clock is ticking, but is the industry ready?

Dominique Dierks Senior Content Manager at Finextra

Starting the ISO 20022 countdown: The clock is ticking, but is the industry ready?

We’re just a few months out from the ISO 20022 CBPR+ deadline, and financial institutions globally are starting the last sprint towards readiness. By December 2024, only 32.9% of organisations had adopted the new messaging standard, showing the hurdles that are still ahead for many. Crucially, Swift has made it clear that the timeline will not...

29 January 2025 /regulation

Long reads