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312 Results from /identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Open Letter to the European Commission, Member States and beyond

Accelerating the EU-wide Trust Infrastructure The development of an EU-wide Trust Infrastructure (TI) is gaining momentum on several fronts. The most significant advancement is the Commission’s recognition that business wallets will become the cornerstone for both conducting business and interacting seamlessly with all levels of public administrat...

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Are we trying to cook the ocean?

I have been busy promoting verifiable data from and to identity building wallet applications for soon ten years. Progress has been too slow – despite the drawings made by Trust over IP and Self-sovereign Identity – and actions by the EU-commission. When the AI-boom came I became worried that it will steal too much of the Trust Infrastructure atte...

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

An AI-agent asking for a payment

A company or a person you know, or his AI-agent approaches you with a payment request to an account that looks familiar. Or a card payment. Or asking your account number for a refund.. Would you like to verify that it is the on you think you know before you accept it? And in the case of the AI-agent that it is wallet-carrying and thus can prove t...

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Begin with the End in Mind. Crystallised.

This particular End is a Trust Infrastructure where: All citizens can download – and most have - at least one general purpose identity building wallet free of charge in all EU Member states. All public sectors and progressive enterprises have installed organisation wallets and use (only) these to send and receive a wide range of verifiable data t...

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Very important feedback to the EU-commission from Findynet

Feedback on the EU Business Wallet Initiative Call for Evidence Published 4.6.2025 Technology, Release The European Commission requests feedback on the European Business Wallet initiative in a Call for Evidence for an Impact Assessment published in the ‘Have your say’ portal. By encouraging

/ai /identity Artificial Intelligence and Financial Services

Barley Laing

Barley Laing UK Managing Director at Melissa

Five ways to ensure compliance with stricter global fraud prevention regulations

Nasdaq’s 2024 Global Financial Crime Report highlights $3.1 trillion of illicit funds flowing through the global financial system. As a result, financial crime and fraud prevention regulations are being tightened up globally. In the UK, for example, a new ‘Failure to Prevent Fraud’ criminal offence will be enforced from September, as part of the Ec...

/regulation /identity Data Management and Governance

Steve Pannifer

Steve Pannifer SVP Digital Identity at Fime

Trust in the Future of Finance: Key insights from Money20/20 Asia

With Money20/20 Europe in full swing right now, I wanted to take a look at the main themes from the event in Asia earlier this year, which focused on "Trust in the Future of Finance". It is an important topic. Many of the pain points in the digital economy are related to trust, not least the rampant fraud occurring within an ever-increas...

/regulation /identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

It is the administrative burden, stupid.

Many of us know that SMEs and also employees in larger enterprises and the public sector complain about an ever-growing administrative burden. Much caused by nitty-gritty difficult-to-decipher regulation. This is also coming from the work to make the Single EU market real. There politicians can always blame Brussels. One way of counteracting it ...

/ai /identity Innovation in Financial Services

Serhii Serednii

Serhii Serednii Head of AI / ML at MD Finance

Lending Redefined: Implementing ML To Enhance Products, Workflow, and Customer Experience

An AI-First-Approach is a core pillar of fast-growing fintech companies, aimed at enhancing both internal processes and product efficiency. Let ML Decide: The Credit Scoring Evolution Automation in lending and scoring has existed since the mid-20th century, but when we talk about digital lending today, we no longer refer to traditional rule-base...

/ai /identity Artificial Intelligence

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The huge-savings curse. Part I.

There is hardly a day passing by without new reports about hundreds of billions or multitrillion cost savings on their way with the Trust Infrastructure. Of course, these are in the right ballparks – and the western world for sure need them also against increasingly politically engineered cybercrime. Luckily the identity building verifiable creden...

/retail /identity Innovation in Financial Services

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