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Joseph Ibitola

Head of Demand Generation
Flagright
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Singapore
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Followed by John Sims, Martha Boyle and 5 others you follow
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Joseph Ibitola

Establishing “Expected Behavior”: Using Median, Standard Deviation and Avg to Detect Suspicious Txns

In AML and fraud monitoring, expected behavior refers to the normal patterns of transactions for a given customer, their typical transfer amounts, frequency of transactions, usual beneficiaries or destinations, etc. Defining this baseline is critical because it enables compliance teams to distinguish routine activity from anomalies. Unusual transa...

31 July 2025 /regulation /crime RegTech

Joseph Ibitola

What’s the Best Dynamic Risk Scoring Algorithm?

Comparing Moving Averages, Simple Averages, and Weighted Scoring for AML & Fraud Financial crime risk is not static. A customer’s risk profile can shift rapidly with new transactions, behaviors, or data. Yet historically, many financial institutions relied on one-time or infrequently updated risk scores, leaving blind spots. In fact, in 2024 a...

29 July 2025

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  • financial crime

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